Data harmonization and reporting dashboards might sound like something you’d hear at a tech conference. But at its core, this is about something much simpler: finally getting all your information to agree with itself. Because when data actually works together, it works harder. And when your teams stop arguing over
Lisa Pent
10 posts
Custom middleware and API integrations between legacy systems isn’t exactly something bankers dream about. It sounds like backend plumbing, and honestly, it is. But when you’ve got legacy tech in one corner and modern tools in another, and nothing connecting them, it’s the plumbing that either keeps things flowing or
Core modernization implementation might be the least glamorous phrase in banking. It brings to mind long timelines, even longer RFPs, and meetings with vendors who seem more interested in selling software than solving problems. But here’s the truth: modernizing your bank’s core doesn’t have to feel like buying a rocket
The topic of AI in fintech is buzzing in financial circles right now, especially among community banks. You might wonder if all the noise around artificial intelligence is just hype, or if it could genuinely help smaller local banks thrive. It’s easy to get swept up by flashy fintech startups,
AI-enabled credit workflows and compliance tracking might sound like a futuristic fintech experiment, but the idea behind it is actually pretty simple: what if your team spent less time chasing paperwork and more time making smart lending decisions? In a world where speed matters but compliance matters more, banks are
The idea of AI in a community bank with a lean tech team sounds like something out of a Silicon Valley pitch deck, right? Like it would come bundled with ten consultants, three months of onboarding, and a support ticket system you’d need a PhD to understand. But here’s the
In the world of digital finance, unified data and AI in banking are no longer just buzzwords, they’re becoming the backbone of smarter, faster, and more customer-focused banks. Every transaction, interaction, and decision made by a financial institution produces data. But if that data lives in disconnected systems, it’s like
The spotlight has focused in on Core System Upgrades in the North American Bank Industry. When FedNow launched, it wasn’t just another government program quietly rolling out in the background. From day one, core technology upgrades became the hot topic no mid-tier bank could afford to ignore. Real-time banking, once
Cybersecurity upgrades have jumped from the IT department’s to-do list straight onto the CEO’s desk. With the FDIC and OCC rolling out stricter standards, regional and community banks are feeling the heat like never before. Scrambling to assess vulnerabilities, rethink defenses, and modernize security infrastructures, these institutions are racing against
AI Compliance is on a lot of minds these days. In 2025, community banks rushing to adopt AI for operations and risk management are making headlines for a good reason. This isn’t just a tech upgrade. It is a survival move. Right now, smaller banks are racing against time, using